Terri Thomas


Terri Thomas
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Attorney Overview

Terri Thomas practice focuses primarily in the areas of real estate litigation, complex commercial litigation and commercial transactions.  In over 20 years of practice, Ms. Thomas has been a partner in AV rated firms and served as COO, General Counsel and Senior Counsel to public and private companies. She brings a diversity of skills and experience to assist local and national companies in finding business solutions. Ms. Thomas handles most business or contract disputes and can assist in negotiating and drafting vendor and license agreement, master service agreements and general business contracts.

Ms. Thomas’s real estate practice includes construction litigation, commercial foreclosure, residential and commercial real estate disputes, commercial lease negotiation and management, commercial loan documentation, title, due diligence and buyer/seller representation in real estate purchases and sales. Ms. Thomas is a licensed title agent and is also licensed as a Florida Mortgage Loan Officer.  She has acted as a qualifier for the creation of a mortgage brokerage.  In construction disputes, Ms. Thomas has a long history of representing owners, associations, and contractors in construction defect litigation on large municipal projects and smaller developments, both residential and commercial.

Ms. Thomas has lived in the Tampa Bay area for over 20 years and calls it home.

Practice Areas

Real Estate Litigation
Construction Litigation
Complex Commercial Litigation
Lender Liability
Commercial Foreclosure
Creditor’s Remedies/Bankruptcy
General Corporate/Contracts
Real Property Due Diligence and Title
Commercial Leasing
Commercial Loan Documentation


  • J.D., University of Florida, Fredric G. Levin School of Law, Honors, 2000
  • B.A., Penn State University/Behrend, Highest Distinction, 1992


  • Florida Courts
  • Federal District Court for the Middle District of Florida
  • Federal District for the Southern District of Florida
  • US Bankruptcy Court, Middle District of Florida
  • US Bankruptcy Court, Southern District of Florida

Publications and Presentations

  • Instructor for the RMA Essentials and Advanced Lending Schools at the UCF Executive Center, teaching Loan Documentation, Lender Liability and Commercial Foreclosure classes.
  • Presenter of various Commercial Foreclosure and Lender Liability seminars, private and for RMA, Tampa Chapter
  • Panelist and moderator for the Opal Group Annual Real Estate Investment Summit in 2019 and 2021 on the subject matters of Single and Multi-family Investments and Management.
  • Co-creator, moderator and sponsor of the First and Second Annual Top Projects in Pinellas County Land Investment Summit, working with the City of Saint Petersburg, the Gulf Beaches and Pinellas County Planning and Development agencies.
  • Instructor at Indoor Air Quality CE Seminar- Chapter 558 and Mold Inspections
  • Various publications for Real Estate Blogs:
    Losing your Escrow Deposit: Loan Approval (June 20,2019)
    Forcing the Sale of Property After Breach of Sales Agreement (November 15, 2019)
    Breaking Up Is Hard to Do: Credit for Deposit in Partition by Unmarried Couples (January 27, 2020)

Professional and Civic Activities

  • Risk Management Association- Tampa Board and State Board of Directors (2010 through 2015)
  • CASA committees
  • Infinity service organization.
  • HAWL 2021-Present
  • Florida Bar Association: Member Services Committee (2009-2010), Real Property, Probate & Trust Sections (2014-Present)